Cambridge & Peterborough PFS Spring CPD Event
We are pleased to welcome speakers from 7iM, SeaBridge SSAS, Oxford Risk and Dimensional to deliver four sessions covering:
- Pensions: the long walk since freedom
- SSAS vs SIPP: when is a SSAS more appropriate?
- What behavioural finance can tell us about retirement?
- Advice on Trial: Can You Defend Your Value?
Agenda
08.30am - Arrival, Networking & Refreshments
09.00am - Welcome from Cambridge & Peterborough PFS
09.10am - Pensions: the long walk since freedom - Ben Kumar, 7iM
This session explores how retiree behaviour has changed in the wake of Pension Freedoms, from shifting spending patterns to more fluid approaches to work, income and retirement timing. We’ll look at how emotions, confidence and decision‑making now play a central role in shaping real‑world financial plans—often more so than technical rules. Finally, we’ll outline practical ways to build flexible, behaviour‑aware retirement strategies that adapt to changing lifestyles, unexpected costs and evolving client needs.
09.50am - SSAS vs SIPP - Nathan Bridgeman, SeaBridge SSAS
This session will offer a clear, practical overview of SSAS versus SIPP, focusing on when a SSAS structure becomes the more suitable option. We will explore current trends including the growing shift from multi‑member commercial property SIPPs into SSAS arrangements, and the rising interest in using SSAS liquidity to plan for future IHT liabilities. The session will also include up‑to‑date insights on 2027 pension and IHT considerations, along with real case studies that illustrate how SSAS strategies can support efficient intergenerational planning and business continuity.
10.30am - Coffee Break
We’ll explore how to identify the potential anxieties people may face in retirement and how these concerns can shape adviser product recommendations. We’ll also look at the emotional value certain solutions provide and consider whether pension freedoms have introduced any negative behavioural effects a decade on.
Many Financial Planners whether experienced or just entering the profession, often struggle to respond clearly when asked by clients or prospects “Why should I pay for financial Advice?”. In modern society where information is available instantly, we have developed some helpful, frameworks to support advisors in articulating their value to their clients.
Venue