Thames Valley Specialist Regional Roadshow | Retirement & Later Life | H1 2022

 

We would like to introduce our series of renowned specialist Retirement & Later Life roadshows. The realities of an aging society mean more clients and advisers than ever are seeking clarification to approach life planning in new ways. The world has radically shifted as a result of the pandemic, with client expectations, aspirations and needs ever-changing; increasing the responsibility placed on advisers to respond in terms of both their understanding and advice process.

Join us as we explore these topical areas, providing practical planning points and actions to support advisers in continuing to deliver better consumer outcomes.

A detailed and finalised agenda will be available approximately 6 weeks before the start of each round of events. You can view the programme by visiting this page, and also by downloading the PFS Conference App. We highly recommend you download the PFS Conference App prior to this event, to ensure you the best experience onsite.

 

COVID Guidelines

We are delighted to be returning to face-to-face events and want to reassure you that the health and safety of our staff and members are our priority and we remain committed to making your experience as safe and enjoyable as possible.

Whilst restrictions have now been lifted, we will still be recommending important procedures and will be working together with the venues, to ensure a safe and successful return to physical events. We ask you to please follow these guidelines, where possible to ensure a safe environment for all attending.

  • Please do not attend events, if you have any COVID symptoms, please click here for up to date NHS information
  • Take a lateral flow test on the morning of the event, allowing at least 30 minutes for accurate results.  Please click here to order directly from the NHS website.
  • Please check in via the NHS track and trace app, on arrival
  • Encouragement of wearing facemasks in public areas (unless seated)

 

Whilst social distancing is not a government recommendation, we will be limiting capacity at events, to allow additional space around the venue.  Please book now to secure your place, these will be available on a first come, first served basis.

Attendance is complimentary for Personal Finance Society members and lunch and refreshments will be provided. Delegates will be eligible to claim over 3 hours 45 minutes CPD, should they consider the content relevant to their professional development needs.

We look forward to seeing you soon and if you have any queries, please do not hesitate to contact the events team at regionals@thepfs.org.

Delegates from our recent events said;

‘A first-class event and selection of speakers. Thank you.”

“A well organised, informative event with an excellent blend of topics.”

“Excellent. Extremely informative and educational.”

Programme  

08:45 - 09:30 Registration



09:30 - 09:40 Chair's Introduction

Speaker: Tony Miles MBA, DipPFS, My Care Consultant

09:40 - 10:15 Divorce in later life – supporting your clients through difficult times

More retirees than ever are choosing to separate in later life, with one in four divorces now happening over the age of 50. The end of such a significant chapter is never easy and the strain of divorce isn’t purely emotional. Divorce can also have a huge impact on financial wellbeing, particularly as clients approach retirement. When it comes to sharing assets such as pensions or property, seemingly reasonable decisions can leave your clients seriously disadvantaged. Financial advisers can play a critical role in helping divorcing couples find financial fairness. In this session, Legal & General will focus on the advice opportunities, the challenges and the support that is available for advisers looking to develop their knowledge and expertise in this area.

 

Learning objectives

  • Appreciate the growth and nature of divorce in later life and the holistic advice opportunities this presents.
  • Review the scope of advice in respect of pensions and property assets when developing a degree of specialisation in this area.
  • Review some of the technical and market support available to help develop your knowledge and expertise.



10:15 - 10:50 Diversification and alternative assets

When considering retirement and later life, investors seeking consistent returns or attractive levels of income have recently struggled. The pandemic has caused increased volatility for global equities, interest rates continue to remain low, ensuring bonds continue to provide poor real returns, and many companies have reduced their dividends. Alternative asset classes can provide stability for an investor’s portfolio in the current climate, helping to achieve the attractive and dependable returns investors are seeking. Advisers focused on client’s overall portfolio construction through exposure to different asset classes may see real value in allocating to alternatives. Throughout this session, TIME will explore the investment benefits of investing in real assets as well as the tax advantages alternative asset classes can offer, including Inheritance Tax mitigation through Business Relief and creating a tax-free income stream through ISAs. With many investors increasingly concerned about how their investments can have a positive impact on the world, many sectors such as renewable energy infrastructure and commercial forestry have environmental benefits that can be quantified and shared with clients. Long income property funds can also have a huge societal benefit, with many focussing specifically on social infrastructure.

 

Learning objectives

  • Understand the important role diversification can play in clients’ portfolios during retirement and in later life
  • Identify the positive impact characteristics of some alternative assets
  • Articulate why alternative assets a can add value at different life stages

Speaker: Victoria Barber, TIME Investments

10:50 - 11:10 Morning Break



11:10 - 11:45 TBC



11:45 - 12:20 TBC



12:20 - 13:00 Lunch



13:00 - 13:35 TBC



13:35 - 14:10 Supporting Bereaved Clients

Any firm that provides advice and guidance for those in later life is likely to have to deal with bereavement at some point, typically that of a client or a family member of the client. This is all the more salient following the coronavirus pandemic and finding support following a death can be key to ensuring that the lives of those bereaved can be rebuilt. The National Bereavement Service is a not-for-profit company and a member of the National Bereavement Alliance. It offers practical and emotional support to guide those bereaved through what needs to be done, for example introducing the bereaved to trusted partner organisations in both the private and charitable sectors or providing useful information on the statutory requirements following loss. This session will explore the nature of bereavement and how this service can support financial advisers when faced with client related bereavement.

 

Learning Objectives

  • Understanding the nature of bereavement and the needs of bereaved people
  • Appreciate the overall work of the National Bereavement Service
  • Assess the nature of support available to clients of financial advice firms from the National Bereavement service and other related organisations



14:10 - 14:40 Lasting Powers of Attorney - their role in supporting effective later life advice

One of the key aspects of giving advice to those in later life is the involvement with fiduciaries, especially those with powers of attorney and in the case where clients have lost capacity deputies and professional deputies. This session looks at Lasting Powers of Attorney, their application, common mistakes when making them and how they interact with key aspects of later life advice. It will also bring delegates up to date with recent proposals from the Ministry of Justice in respect of Lasting Powers of Attorney and the Small Payments scheme

 

Learning Objectives

  •        Review the various types of Power of Attorney and common mistakes when people effect Lasting Powers of Attorney
  •        Determine how such Powers interact with key aspects of later life advice
  •        Assess recent proposals from the Ministry of Justice in respect of Lasting Powers of Attorney and the Small Payments scheme

Speaker: Tony Miles MBA, DipPFS, My Care Consultant

14:40 - 14:45 Chair's close

Speaker: Tony Miles MBA, DipPFS, My Care Consultant

CPD

CPD CII Scheme
 
PFS Accredited 4h 0min

This event has been accredited by the Personal Finance Society and the CII and can be included as part of your CII CPD requirement should you consider it relevant to your professional development needs.



Speakers  

Tony Miles MBA, DipPFS

My Care Consultant

Victoria Barber

TIME Investments

Tony Miles MBA, DipPFS

My Care Consultant

Tony Miles MBA, DipPFS

My Care Consultant

Venue  

Reading FC Conference & Events

Select Car Leasing Stadium, Reading RG2 0FL
Reading
Berkshire
RG2 0FL


Partners in professionalism

FAQs

Click on the ‘Book Now’ button above. Once you have logged into your PFS account you will be taken to the booking pages for this conference.

Yes. If the Conference or session you want to attend is full, there are often cancellations so if you go on the waiting list it is likely you will be able to attend. Click on the ‘Book Now’ button above to go onto the Waiting List.

You can amend your registration details by logging into your Events profile. Click on the ‘My Events’ button to do so now.

It could be that you have entered your email address incorrectly or that you have switched to a new email address, or that for some technical reason your registration failed. Please contact the Personal Finance Society Conference office at regionals@thepfs.org and we can check your records.

At the present we are not able to automatically upload the CPD records, but we hope to be able to offer that service in the near future.

Please also note that you MUST sign in at the Conference for all sessions you attend in order for the Conference Office to validate your attendance.

You will be able to download your CPD Certificate from the PFS website after the event, and will receive an email within 48 of the event with the link to download your CPD certificate.

If you are unable to download your CPD Certificate after 48 hours, please email regionals@pfsevents.org to clarify this.

Please click here to view the schedule of forthcoming Conferences, regional events and what CPD sessions will be covered.

For general information and links about the CPD process, please click here.

To log-in and view your CPD records, please click here.

If you have any further queries about CPD, please contact the Personal Finance Society /CII on 020 8989 8464.

We will do our best to accommodate all dietary requirements. You can make us aware of this as part of the registration process, or update your Event Profile on the PFS website (click on My Events to login and then edit your requirements on your Event Profile).

Please email the Conference Office at regionals@thepfs.org after the Conference and we will send you the presentation slides.

The dress code is business attire.

We are delighted to be returning to face-to-face events and want to reassure you that the health and safety of our staff and members are our priority and we remain committed to making your experience as safe and enjoyable as possible.

Whilst restrictions have now been lifted, we will still be recommending important procedures and will be working together with the venues, to ensure a safe and successful return to physical events. We ask you to please follow these guidelines, where possible to ensure a safe environment for all attending.

  • Please do not attend events, if you have any COVID symptoms, please click here for up to date NHS information
  • Take a lateral flow test on the morning of the event, allowing at least 30 minutes for accurate results.  Please click here to order directly from the NHS website.
  • Please check in via the NHS track and trace app, on arrival
  • Encouragement of wearing facemasks in public areas (unless seated)


Whilst social distancing is not a government recommendation, we will be limiting capacity at events, to allow additional space around the venue.  Please book now to secure your place, these will be available on a first come, first served basis.

We look forward to seeing you soon and if you have any queries, please do not hesitate to contact the events team at regionals@thepfs.org.