Invaluable CPD & skills training
The Personal Finance Society’s quarterly Regional Conferences offer members a full day of topical, insightful and business relevant CPD, delivered by leading subject specialists.
Attendance also offers the opportunity to network and share good practice with your professional peers, local to where you live and/or work.
There will be updates on research, new developments and initiatives from the Personal Finance Society and your local PFS Regional Committee will be happy to share information about member services, qualifications and pro bono initiatives.
Join the conversation on twitter and be sure to register now to secure your free place at this event.
Investors face no shortage of challenges – a slowing global economy, ongoing trade disputes and rising geopolitical tensions dominate the headlines. Amongst all of this, the demand for growth and income continues unabated and so a new approach to achieving investment goals whilst managing risk is needed. The ability to manage portfolio risk ‘dynamically’ is crucial in order to achieve our clients’ investment goals – but what do we mean by this, and how does it actually work in practice? We will look at the various sources of risk indicators, how we can interpret these, and as a result, which levers we can pull in the multi asset universe in order to alter portfolio risk positioning. We will explain how this is implemented in ‘real life’ scenarios and highlight the importance of a truly flexible approach to portfolio construction.
Speaker: Rachael Dunbar-Nasmith, Cornelian Asset Managers
In an industry creating increased complexity, regulation putting the responsibility of client understanding on the adviser, and markets likely to incite clients to ask difficult questions, we need to speak ‘client’ rather than ‘finance’. 1. What will get a client’s attention? 2. How can we keep the client interested and engaged long enough to receive the information? 3. What do they want or need to know? 4. How are their feelings connected to their outcome? 5. Are we chasing the wrong returns?
By the end of this session you will understand:
In recent years, the regulator has continued their focus on how to create an environment where clients are getting good outcomes. In the retirement advice arena things have changed, particularly with the advent of pension freedoms. There was, perhaps, a definitive track to run on in the past, when it came to taking retirement income. That is no longer the case. There are some great opportunities to give people more flexibility in retirement than ever before, but these are not without a degree of risk. Whilst the pensions advice environment has changed for firms and consumers, the annuity market has also been developing, particularly in the area of personalisation. Whilst, in PS19/01, the regulator has reminded firms about the importance establishing eligibility for an ‘enhanced’ annuity, the accuracy of information to get a ‘market-leading’ rate is specifically highlighted. In fact, seemingly small details can make a big difference. So, what does the future hold? The combination of changing advice models and freedom and choice has led to greater adoption of technology and platforms. What does this mean for the way guarantees are put in place and the interaction with other funds and assets? How can advisers manage the balance between freedom, choice and certainty?
By attending this session, advisers will be able to:
As if pensions weren’t complicated enough, we’ve all had to deal with the dreaded annual allowance calculations. Very topical at the moment due to the introduction of the tapered annual allowance back in 2016, not to mention the money purchase annual allowance. We begin thinking all looks very straight forward, until the realisation hits that not only does the client have a DC pension, they’re also a member of a DB pension scheme. What annual allowance applies – is it the standard or is it the alternative. Of course as soon as you’re dealing with a high earner who is a DB member and has personal savings into a DC then all sorts of numbers need to be considered. We’ll address all of these points, alongside what charge is payable should the unfortunate event arise and summarise this within a very straightforward and allowable case study.
Speaker: Andrew Nash, Prudential
The use of smartphones has grown rapidly over the last decade and now is the time to take advantage of the opportunities that a mobile client experience can deliver to complement your face to face advice. As your clients trusted adviser you are very well placed to develop a digital strategy that works. We’ll show you how to automate your client reporting, provide secure and timely communications and deliver a better client experience all under your own branded app.
This session will help you to;
Speaker: Sim Sangha, moneyinfo limited
We’ve seen lots of new legislation and laws come in to force in the UK over recent years. From the ban of smoking in public places to using a mobile phone whilst driving, these changes have enforced a shift in behaviours. We see the recent Insurance Distribution Directive implementation and forthcoming Senior Managers Regime as having the potential for a similar impact in the Protection market. Advisers, whether Wealth, Mortgage or indeed Protection specialists have a duty to act in a customer’s best interests. Whilst this has always been at the forefront of advisers intentions, there is now legislation setting out these requirements. From a minimum of signposting protection needs to ensuring a customer has the best underwritten outcome all fits with the ethos of acting in the customer best interests. Advisers can digitally access comparison services on price and product very easily. The next evolutionary step is to provide a comparison service of underwriting outcomes, which will help underscore the objective of acting in the customer’s best interest. This discussion/ presentation will outline the market developments which will allow this to happen either in whole or in part As with any type of change, this can cause confusion, concern or simply fill a knowledge gap. Scottish Widows are on hand to assist you, where required, to gain a more in-depth understanding of these changes and new technology.
Speaker: Lee Morgan , Scottish Widows
For people with diabetes, taking out life cover can be a long and complicated process, with many struggling to find competitively priced insurance. So we’ve created life cover designed specifically for people with type 1 and type 2 diabetes mellitus. We’re offering people with diabetes tailored cover with premiums that can be reduced to reward good control of the condition. Diabetes Life Cover offers a much simpler application process that’s specifically tailored to people with diabetes – so we don’t need to ask any unnecessary questions. Your clients will have access to our Helping Hand support service from the day their plan starts. This gives them access to a dedicated nurse who can provide tailored support for as long as it’s needed.
You have been contacted by a couple who are approaching retirement. They have never had financial advice before and while they recognise the need for advice, they are wary of doing so. Together, we will first task look at how to build rapport with new clients who are wary of taking advice. For the second task, we will review the client's key personal and financial information and some general objectives, to consider the additional hard/soft facts we would need to establish, further clarify the client's objectives and identify the issues we would need to consider when advising them. Having done that, the third task will be to devise a retirement decumulation solution that would meet the revised client objectives and address the issues we identified in task 2.
In this interactive session, we will be covering the following:
This event has been accredited by the Personal Finance Society and the CII and can be included as part of your CII CPD requirement should you consider it relevant to your professional development needs.
Beacon Wealth Management
Cornelian Asset Managers
Company: Cornelian Asset Managers
Rachael, a CFA charterholder, leads the Marketing & Investment Communications Team, responsible for marketing, external communications, branding and PR, also supporting the Intermediary Team with sales content and analysis. Rachael began her career at Standard Life Investments in the UK Wholesale team. Prior to this, Rachael attained an MSc with Distinction in Finance and Investment from the University of Edinburgh.
Company: Dynamic Planner
Chris Jones is Proposition Director at Dynamic Planner. He is responsible for Dynamic Planner’s investment process proposition and for clients ensuring investment suitability through Dynamic Planner’s investment process. He leads Dynamic Planner’s 14-strong team of analysts and qualified investment professionals. Chris is a member of the Executive Management Team and ensures that the investment expertise is effectively transmitted through the Dynamic Planner application, so that it is usable and understandable by advisers and their end clients. Previously, Chris built and ran investment propositions for Intrinsic, Blueprint and Bluefin, and was a member of the product and technical team at Bradford & Bingley. He has more than 25 years’ industry experience and as both a Chartered and Certified Financial Planner, brings a key financial planning and client perspective to the business.
Leaf Financial Planning
Jeremy started his career with specialist Pensions office NPI, 29 years ago, before moving to Scottish Amicable/Prudential where he was very active in the pensions and ‘Care’ markets. Jeremy has a depth of experience in presenting to the adviser community, through both seminars and workshops. Since 1993, Jeremy has increasingly specialised in the ‘At Retirement’ sphere, and from 2010 this has had a particular focus in the underwritten ‘Guaranteed Income for Life’ arena. Jeremy also spent nearly 3 years at an adviser practice, and uses that experience on a daily basis as when speaking to professional advisers.
A Chartered Financial Planner since 2006, Andy has worked in the industry for over 35 years. He has held a variety of positions with major providers and has also worked in a regulated advisory capacity. Andy brings extensive experience in the Pension, Investment and Tax
Chartered Financial Planner at Paul Duckworth IFA
Company: moneyinfo limited
Sim is Business Development Director for moneyinfo and has 13 years experience in the Financial Services industry including 7 years at 1st Software (now Iress) and 2 years at FinQS before joining the board of moneyinfo in 2010. His specialisms include proposition development and advising on digital strategy for a large range of clients from small to national adviser firms to wealth management businesses and workplace specialists. Sim has a BA in Economics and a number of financial qualifications including the Investment Management Certificate (IMC). Sim has delivered talks at a number of high profile events over the past 5 years, more recently on how the moneyinfo client portal technology can be used to address the challenges of GDPR. Notable events have included TEDx, Meeting of Minds and Money Marketing Interactive.
Company: Royal London
With over 25 years of experience in Financial Services, Shelley started her career in the Mortgage World and since 2008 in protection field Face to Face Sales. Originally with Bright Grey and Scottish Provident and latterly representing Royal London as Business Development Manager in the West Midlands and Warwickshire area.
Peterborough Marriott Hotel is set within 11 acres of landscaped grounds, just three miles from Peterborough city center, next to East of England Show Ground and within an hour of Central London. The nearest train station is Peterborough (3 miles). Stansted Airport is 38 miles away and Birmingham Int'l (47 miles).
Please note that parking is complimentary, but all guests must register their car on arrival. WiFi complimentary to all guests.
Click on the ‘Book Now’ button above. Once you have logged into your PFS account you will be taken to the booking pages for this conference.
Yes. If the Conference or session you want to attend is full, there are often cancellations so if you go on the waiting list it is likely you will be able to attend. Click on the ‘Book Now’ button above to go onto the Waiting List.
You can amend your registration details by logging into your Events profile. Click on the ‘My Events’ button to do so now.
It could be that you have entered your email address incorrectly or that you have switched to a new email address, or that for some technical reason your registration failed. Please contact the Personal Finance Society Conference office at email@example.com and we can check your records.
At the present we are not able to automatically upload the CPD records, but we hope to be able to offer that service in the near future.
Please also note that you MUST sign in at the Conference for all sessions you attend in order for the Conference Office to validate your attendance.
You will be able to download your CPD Certificate from the PFS website after the event, and will receive an email within 48 of the event with the link to download your CPD certificate.
If you are unable to download your CPD Certificate after 48 hours, please email firstname.lastname@example.org to clarify this.
Please click here to view the schedule of forthcoming Conferences, regional events and what CPD sessions will be covered.
We will do our best to accommodate all dietary requirements. You can make us aware of this as part of the registration process, or update your Event Profile on the PFS website (click on My Events to login and then edit your requirements on your Event Profile).
Please email the Conference Office at email@example.com after the Conference and we will send you the presentation slides.
The dress code is business attire.