Exeter and North Devon Summer Conference

Are you still comfortable with your existing CIP, or is Consumer Duty forcing you to reconsider? Evelyn Partners would like to share their thoughts on why they believe advisers should consider closed ended funds within a model portfolio and why your proposition should (for some clients) move beyond a traditional basket of collectives.

Learning outcomes

• To reinforce understanding and awareness of consumer duty with a focus on investment management.
• To examine whether investment decisions previously made are still fit for new investors.
• To learn more about closed ended funds and how they can be incorporated with a model portfolio.

Our active range of model portfolios offers something different to the traditional basket of collective and so with the advent of consumer duty and the focus around propositions, pricing, value for money our content is both timely and interesting from a learning perspective.

Overview of Later Life Lending market, examining why clients chose to release equity from their homes. We’ll delve into our mass affluent research, and will discuss Consumer Duty and the importance of product innovation.

Learning objectives:

1. To learn more about the lifetime mortgages market, and whay clients chose to release equity from their home 

2. To find out more about how they could potentially benefit your clients 

3. To learn how consumer duty is impacting the later life lending market? 

Refuel and build up your professional network

It is more and more common to have clients who have remarried and have children from a former marriage/relationship. How should such clients approach planning with a family home, their pension and investments? This session will look at the options and implications of different planning routes and consider how to maximise tax efficiency within those structures.

• To look at  the opportunities for post-death inheritance tax planning
• To consider the general financial planning issues for people in second marriages with children from a first marriage
• To look at specific planning issues for such people in relation to investments, houses and pensions, and
• To consider the current landscape for lifetime inheritance tax planning that secures the financial position of a surviving spouse/partner

The Chancellors’ Autumn Statement has brought about tax changes for us all, especially your high net worth clients. With changes to Capital Gains Tax, dividend tax changes, frozen or reduced thresholds and allowances, etc., it all adds up to a greater tax burden. To combat this, we need to get creative, and take advantage of the governments' generous incentives in meeting client's needs. That means upgrading your toolkit and looking at alternative investment solutions like VCT and EIS as complementary tools. In this presentation we will review the changes in the budget through a client lens, and address the challenge of long term pension planning with ever changing pension rules. We will bring this to life by looking at a typical personal savings journey from 1990. Lastly, we will explore the financial planning solutions that could be used to manage some of these changes and the minimise the impact on your clients.

Learning objectives:

• Understand the main budget changes and potential impact on your clients.
• Identify advice opportunities for clients effected by legislation and budget changes.
• Articulate solutions that can be used with clients these clients and the tangible impact these can have.
• Understand how you can satisfy your Consumer Duty obligations through tax planning conversation.

Grab yourself some lunch whilst speaking with our subject matter experts

Valuation is a critical aspect of any business exit and the one that owners are often most interested in. Understanding the factors that will influence a firm’s value is essential for owners, particularly those planning their exit, whether selling to an external buyer, or transferring to an internal team or family. It’s also critical knowledge for those aspiring or seasoned individuals looking to buy out or buy in. Whether you are a business owner planning to exit or looking to build your business through acquiring other firms, this webinar is a must-attend. Join us to gain valuable insights into the factors that can make or break your valuation and learn how to prepare your firm for success.

Learning objectives

• Understand the key factors that contribute to the valuation of your financial advice firm: Attendees will gain a comprehensive understanding of the various factors that impact the value of their business, enabling them to make informed decisions and take appropriate actions to enhance their firm's valuation.
• Learn strategies to maximise business value before exiting: Attendees will learn practical strategies and best practices to increase the value of their financial advice business before considering an exit. This includes optimising financial performance, strengthening client relationships, and developing a scalable and sustainable business model.
• Identify potential pitfalls that can negatively impact valuation: By exploring common pitfalls and challenges faced by financial advice businesses during the valuation process, you will be equipped to identify and address potential issues that could negatively impact their business's value. They will gain insights into areas such as regulatory compliance, client retention, and operational efficiency.
• Gain knowledge on valuation methodologies and approaches: This session will provide participants with an overview of the various methodologies and approaches used to determine the value of a financial advice business. By understanding these valuation techniques, attendees will be better prepared to navigate the valuation process, negotiate effectively, and assess the credibility of valuation reports.
• Develop an actionable plan for a successful exit or acquisition: Participants will leave the session with a clear roadmap and actionable steps to prepare their financial advice business for a successful exit or acquisition. They will learn how to align their strategic objectives with the valuation process, establish realistic timelines, assemble a qualified team of professionals, and execute a well-planned transition that maximises value.