PFS Birmingham Breakfast Event 05 November

IHT IS CHANGING – ARE YOU READY FOR WHAT’S AHEAD?

The Great Wealth Transfer

One of the largest intergenerational transfers of wealth in history is already taking place. As an estimated £7 trillion of assets moves between generations, advisers have a unique opportunity to help clients navigate increasingly complex planning decisions..

Join us as we explore how advisers can help clients preserve family wealth while supporting the future growth of their own businesses.

Breakfast Event | Hosted by the Birmingham PFS Committee -

Date                5^th November  2026

Venue:            Bromsgrove Golf Club, Stratford Road, Bromsgrove, Worcestershire, B60 1LD

Time               9.30am for 10am start coffee and tea  - 12pm finish with lunch

Join Our Expert Panel

Discover how to guide clients through this evolving landscape with confidence. Our expert speakers will explore:

• Starting the wealth transfer journey – helping clients open conversations and plan effectively for their next generations.
• Identifying emerging client opportunities – uncovering new planning needs as the tax landscape shifts and approaches 2027
• Positioning your advice for the future – navigating changing tax rules and financial solutions for 2026 and beyond.

Prepare your clients and your practice for the next generation of IHT and wealth planning.

Session One –

Title – ‘From Pension Planning to Estate Planning: Navigating Business Relief in the New Landscape’

Delivered by Phil Payandee ,Senior Business Development Manager and James Ramsay - Head of Advisor Solutions ,Puma Investments,

The Learning Objectives are

·       Understand the impact of pension IHT changes and the new Business Relief (BR) allowance framework within estate planning conversations.

·       Recognise the key suitability, risk and Consumer Duty considerations when assessing Business Relief for clients.

·       Apply practical planning strategies using real life case studies and common adviser scenarios.

Session Two –

Title – Powers, Practices, POAT and Protection

Delivered by Barry Michna DipFA - Training and Technical Manager ,Quilter Cheviot Technical Team.

Barry will explore explore how to get IHT calculations right , both now and post-April 2027, highlighting key traps and triggers and how protection planning can help provide certainty.

The Learning Objectives are-

• The powers of investigation and evolving practices of HMRC.
• A refreshing look at IHT calculations and avoiding common trip wires
• Understanding Gifts with reservation (GWR) and Pre owned asset tax (POAT).
• Identifying effective protection planning tools

🕘 Agenda

Barry Michna DipFA

Training & Technical Manager, Quilter Cheviot Technical Team 

Barry has worked in Financial Services for over 40 years, bringing a wealth of experience across retail banking and financial planning. His career spans practitioner, supervision and leadership roles, giving him a deep understanding of client needs and the evolving regulatory landscape.

As Training & Technical Manager, Barry is responsible for developing and delivering training programs that support the navigation on complex financial planning strategies.

His focus is on simplifying technical concepts and sharing best practice.

Barry’s extensive background and commitment to professional development make him a trusted resource for industry professionals and clients alike.

James Ramsay:

Head of Adviser Solutions, PUMA Investments

James is responsible for enhancing Puma’s support for advisers .He returned to Puma in 2024 having worked at the company from 2013 to 2016 at the launch of Puma’s BR and EIS offers. More recently he worked at Apex Allenbridge, an independent reviewer in the tax efficient space, producing research and consulting to a number of the industry’s largest wealth managers. His previous experience working as a financial adviser and a private banker.

Phil Payandee

Senior Business Development Manager – Puma Investments Midlands Region

Phil is a Senior Business Development Manager from Puma Investments, and also sits on the committee for the PFS Birmingham Region. He works and resides in the Midlands and has been working in the industry since 2008. Phil joined Puma in 2022 from Vitality Invest. Before that he spent four years at LV as a Senior Retirement Consultant and nine years at MetLife as a Senior Business Development Manager focusing on income and capital guarantees for pension, ISA and bond clients.